Credit Analyst / Mortgage Loan Processor

About the role

This is a full-time hybrid role for a Credit Analyst / Mortgage Loan Processor based in Parramatta, NSW, with the flexibility to work from home part of the week. Day-to-day, the role involves assessing borrower creditworthiness, reviewing financial documents, and analyzing income, liabilities, and security to support sound lending decisions. The position includes processing mortgage applications end-to-end, ensuring all documentation is complete, accurate, and compliant with internal policies and regulatory requirements. The Credit Analyst / Mortgage Loan Processor will liaise with clients, brokers, lenders, and internal stakeholders to obtain information, clarify issues, and provide timely updates on application status. Responsibilities also include preparing credit submissions, maintaining accurate records in loan systems, monitoring pipeline progress, and contributing to process improvements and risk controls.

Key responsibilities

• Assess borrower creditworthiness and review financial documents
• Analyze income, liabilities, and security to support sound lending decisions
• Process mortgage applications end-to-end
• Ensure all documentation is complete, accurate, and compliant with internal policies and regulatory requirements
• Liaise with clients, brokers, lenders, and internal stakeholders to obtain information and clarify issues
• Provide timely updates on application status
• Prepare credit submissions
• Maintain accurate records in loan systems
• Monitor pipeline progress
• Contribute to process improvements and risk controls

About you

• Strong credit-focused capabilities, including Credit and Credit Management skills to assess risk and make balanced recommendations
• Robust Analytical Skills and Finance knowledge to interpret financial statements, calculate serviceability, and evaluate lending structures
• Effective Communication skills to engage professionally with clients, brokers, lenders, and colleagues in both written and verbal formats
• Minimum 3 years previous experience in mortgage processing, credit analysis, or a related lending role within banking or financial services
• Familiarity with mortgage products, lending policies, compliance requirements, and loan origination systems
• High attention to detail, strong organizational skills, and the ability to manage multiple applications and deadlines simultaneously
• Comfort working in a hybrid environment, with the ability to collaborate in-office in Parramatta, NSW and work independently from home
• Experience with myCRM and AOL desirable

Benefits

• Generous Salary package of $90K FTE + Super
• The opportunity to join part-time and progress to a full-time role if desired
• A fun, flexible, and collaborative work culture

About us

BDC Finance Group is a financial services organization specializing in mortgage and credit solutions for individuals and businesses. The company focuses on tailored lending options designed to meet diverse client needs while maintaining high standards of compliance and risk management. Team members work in a collaborative environment that values professionalism, accuracy, and client service. The organization supports ongoing learning and development to help employees grow their careers in finance and lending. BDC Finance Group is committed to maintaining an inclusive, respectful workplace where all qualified professionals can contribute and succeed.